Built for stokvels, clubs & families

Save smarter.Grow together.Goal-led savings for real life—clear goals, steady contributions, and payouts you can trust.

Zumelio is a smart savings platform: plan what you are putting money toward, stay disciplined as a group or on your own, and see every rand clearly—from contributions to payouts. Structure without the admin headache.

Secure by designGoal-first workflowsStart free, upgrade anytime

No credit card required to explore—set up your circle when you are ready.

Zumelio app preview—savings goals, contributions, and group finances in one place
1000+
Saving groups & circles
50K+
Savers we aim to serve
2+
Countries
99.9%
Uptime

Everything you need to reach your savings goals

Structured saving, full transparency, and less admin—whether you pool money in a circle or run a tight ship for your household.

Your saving circle
See who saves with you, roles, and contact details in one place—so the group stays aligned on the goal.
Contribution tracking
Every deposit recorded with date, method, and status—so you always know how close you are to the target.
Payout scheduling
Fair rotation and clear dates—who is next, how much, and when money moves, without arguments or guesswork.
Financial clarity
Reports and balances that build trust—everyone sees the same numbers, whether you are saving for fees, groceries, or a shared pot.
Secure & Private
Your financial data is secure with industry-standard encryption and privacy protection.
Goals & progress
A dedicated Goals hub is rolling out—tie savings to real outcomes (school, emergency, holidays) on top of your existing circle activity.

Why Choose Zumelio?

More than a ledger: behaviour, trust, and outcomes—rooted in how South Africans already save together.

Transparency

Every movement of money is visible to the right people—so your circle can trust the process, not just the treasurer.

Time Saving

Less time on WhatsApp threads and spreadsheets—more time on the goal you are actually saving for.

Accuracy

Balances and schedules calculated for you—fewer mistakes, fewer disputes, clearer progress.

Accountability

A dependable history of who paid, who received, and when—accountability that feels fair, not confrontational.

Easy Access

Check balances and updates from your phone—your savings plan in your pocket, not only in the group chat.

Community Focus

Built for stokvels, clubs, and family savings—modern structure without losing the social glue of saving together.

Simple, Transparent Pricing

Pick a plan that matches your circle size. All plans include secure storage, transparent records, and support.

Free
Ideal for small circles or households getting started
R0/month
  • Up to 5 members
  • Circle & member basics
  • Contribution tracking
  • Basic reporting
  • Email support
Most Popular
Basic
For growing groups that need more seats and insight
R99/month
  • Up to 20 members
  • All Free features
  • Advanced reporting & analytics
  • Payout scheduling
  • Email notifications
  • Priority support
Premium
For large circles and serious savings volumes
R299/month
  • Unlimited members
  • All Basic features
  • SMS notifications
  • Advanced analytics & insights
  • Custom reports
  • 24/7 priority support

All plans include secure data encryption and regular backups. No hidden fees.

Ready to save with more clarity and less stress?
Join people who want disciplined saving, fair rotation, and a clear picture of where their money is going—together or solo.